Embrace the opportunity to become a homeowner in the beautiful state of North Carolina with the NC 1st Home Advantage Down Payment program. Offering up to $15,000 in assistance, this initiative is a boon for first-time buyers and veterans looking to settle in a state known for its vibrant culture, diverse landscapes, and thriving communities.
Life in North Carolina:
North Carolina is a tapestry of scenic beauty, from the majestic Blue Ridge Mountains to the serene Atlantic coast. The state is renowned for its rich history, thriving arts scene, and warm, welcoming atmosphere. Whether you’re looking for a bustling city life in Charlotte or Raleigh or the peaceful charm of coastal or mountain towns, North Carolina offers a diverse range of lifestyles.
Eligibility Details:
Are you eligible for the NC 1st Home Advantage Down Payment? This program is tailored to support a variety of homebuyers.
Check if you fit into any of these categories:
- First-Time Buyers: Haven’t owned a principal residence in three years? This program might be your gateway to homeownership.
- Military Veterans: Special consideration is given to those who have served our country.
- Targeted Area Purchasers: Buying a home in certain designated areas could qualify you for this assistance.
- Income and Price Limits: Your income and the home’s sales price should meet the program’s specified limits.
- Credit Score Requirements: A credit score of 640 or higher is necessary for eligibility.
- State Residency: The program is open to those purchasing a home in North Carolina and occupying it as their principal residence within 60 days of closing.
- Legal U.S. Residents: Applicants must be legal residents of the United States.
Benefits and Terms:
Explore the benefits of a 0% deferred mortgage under this program. Delve into the repayment conditions and how the loan is forgiven over time, making this a financially attractive proposition for new homeowners.
Expert Guidance with Rebecca Quick:
Don’t let the process of buying your first home in North Carolina be daunting, especially if you’re a military family stationed at Camp Lejeune. Connect with Rebecca Quick for expert assistance and discover how the NC 1st Home Advantage Down Payment program can make homeownership more accessible. With Rebecca’s expertise, your path to owning a home in this diverse and beautiful state, including support for those at Camp Lejeune, is just a call away.
Rebecca was with us every step of the way!
“We decided to move to the area and while on vacation, I did a search online for real estate and sent my contact to Rebecca. I asked her many questions about the area, schools, and how it would be to move to Sneads Ferry, NC from up north. She was very knowledgeable and calmed my fears for me and my family. We finally met Rebecca and went through multiple properties in new and established developments. She even came with us on a Friday night after we called her 1 hour earlier, to view a property we were very interested in. When we asked her, she recommended a couple of lenders to try since we were not from here. While we went through a difficult process to get a loan and purchase the property from the builder, Rebecca was always available helped answer questions, and went to bat for us with the builder and loan officer. If you are buying new or used property, you would be mistaken not to have Rebecca as your real estate agent.”
-Mike & Jen Laska