In the recent years, refinancing your home has been in the news and all over as a great thing to do so you can take advantage of the low interest rates on your mortgage. What they don’t tell you is that each market is different, and sometimes refinancing your home may not be the best […]
Category Archives: Mortgage Lending Questions
A Lender Sees Different Credit Scores Than You Do
Interest Rates – Prediction For 2012
Interest Rates For Home Loans As we move into 2012, it has been projected by the National Association of Realtor (NAR), interest rates will gradually start to rise out of historic lows. Our market here in Jacksonville, NC has been one of the lucky ones, considering how bad the market has crashed in different parts […]
USDA Home Loans – Helpful Information
There are a few different types of mortgage loans out there, and you may have heard of the USDA loan program. This loan program is primarily designed for low income individuals or households to purchase homes in a rural area. The USDA loan funds can be used to purchase, renovate, build, or relocate a home. […]
Who Can Do A VA Home Loan – Veterans Affairs Home Mortgage
VA Home Loans Lending Institutions For Veterans Affairs I am running across many future home buyers who are being fooled by companies calling themselves “VA Home Mortgage” companies. They give home buyers the feeling that they are the only ones who can give VA home loans and mortgages. This is FALSE! The truth is, that […]
Questions To Ask Yourself Before Buying Your Home
Questions To Ask Yourself Before Buying Your Home If you are in the market for a new home, there are few questions you should ask yourself before starting such a big adventure. First, you will want to make sure the housing market for where you want to purchase your new home is in good standing. […]
Can I Use My VA Home Loan For A Foreclosure Property?
VA Home Loans For Foreclosure Properties With foreclosure rates on the rise, more and more people want to take advantage of the low prices that may come from a home going up on the foreclosure market. Foreclosure homes for sale can be a great investment if all of the factors add up. Many home loans […]
5 Insider Secrets For Coming Up With Cash For Down Payment
Most home buyers’ biggest hurdle is coming up with the cash for a sensible down payment. Gone are the days of zero-down loans, so if that was your plan, you’re going to need a new one! Coming up with a down payment for a home is a challenge because it’s not chump change we’re talking […]
5 Questions To Ask Your Mortgage Professional
5 Questions to Ask Your Lender Everyone knows you’re supposed to be proactive and assertive when you take out a mortgage. You want to collect and evaluate all sorts of information before making the biggest deal of your life. But when the mortgage broker starts shooting giant documents at you, it’s easy for your eyes […]
Mortgage rates – VA Home Loans – Jacksonville, NC Area
Jacksonville, NC Real Estate “30-year fixed-rate mortgage: averaged 4.50 percent, which is unchanged from last week’s average. Last year at this time, the 30-year rate mortgage averaged 4.69 percent.” Go here for VA Home Loan recommendations!

